Anyone own a mortgage loan modification from HSBC?I am currently corresponding with my company HSBC by phone. I stopped paying 5 month's ago due to hardship. They provoked me to apply for a mod instead of going into foreclosure. They are asking me to make "qualifying "payments which I own begun.... $150,000 surrounded by student loans. Will I ever be capable of get hold of a mortgage loan?I went to a very expensive college for 5 years. I haven't graduate yet since I'm working on my PhD. My loans aren't due for another 2 years at least. I enjoy $150,000 in student loans, some... "Can you explain what I can expect within a California mortgage loan? Pain, lots of Pain. It use to be easy to get a loan surrounded by CA. Now it is just pain. I own been a mortgage broker in Ca for 24 years and it have never been this... "I am tabled on the title of a property I co-own. I am not on the mortgage loan. 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We are trying to get a loan for a house, but his in step gross income is $11,000 for 2008 and $15,000 for 2007. He brings in a lot... ? around mortgage loans?if ur mortagage contract states that u will pay x amount at a fixed rate but does not include taxes and insurance, can the mortagage company add those surrounded by later, even if u tell them that u will wage it yourself? i dont think so :s Source(s): ... ~anyone done a mortgage modifctn thru"loan correction servcs"know they are legit or not?how do u find outHELP!?~I am starting a loan modification thru "loan correction services" but still have a hard time to trust:/~after getting royally screwed thru a through preditory loan:( ~How do you check it out that they are legit¬ just... 1099 query for a mortgage loan?im selfemployed and on my 1099 is $44,137.00. do the lenders look at whats on my 1099 or whats left after my taxes and biz expenses? started doing my taxes online (late as hell) and when i put in biz expenses it showed me grossing $22k. the loan... 1st/2nd mortgage loans; paying sour basically one?i wanted to pay sour only the 2nd mort (home line of credit) and my friend told me that both loans gotta be compensated at a same time or something gets violated etc. i don't get it. i looked-for to pay off 2nd loan and refinance next... 2 mths of unpunctually mortgage payments to be added to the backend of my loan.?I am 2 mths behind on my mortgage due to job lose and I will not be capable of catch up on my past due payments for masses months. 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If you have gold ingots balls credit, go to the edge direct and cut out the middleman...but make sure you get the intuition that the lender person knows his/her stuff...it could cost you if... After applying for a mortgage loan, what disclosures should I acquire from the broker? A bunch. We call them RESPA docs (Real Estate Settlement Procedures Act). The key ones that you should be concerned in the region of: 1. Good Faith Estimate (GFE) 2. Truth in Lending (TIL)... More Mortgage Loans questions please visit : QEOK.com